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var(--sage);border-radius:var(--radius);background:var(--white);padding:20px 18px}.answer>*+*{margin-top:12px}.answer .eyebrow{margin-bottom:0}.answer p{color:var(--ink);margin-bottom:0;font-size:17.5px;line-height:1.6}.answer .arrow-link{font-size:15.5px}.keypoints{border-top:1px solid var(--line);margin-top:18px;list-style:none}.keypoints li{border-bottom:1px solid var(--line);padding:10px 0 10px 24px;font-size:15.5px;line-height:1.5;position:relative}.keypoints li:last-child{border-bottom:0;padding-bottom:0}.keypoints li:before{content:"";border-right:2px solid var(--sage);border-bottom:2px solid var(--sage);width:5px;height:10px;position:absolute;top:calc(10px + .4em);left:2px;transform:rotate(45deg)}@media (min-width:760px){.answer{padding:26px 28px}.answer p{font-size:19px}.keypoints li{font-size:16px}}.toc{font-size:15px}.toc ol{border-top:2px solid var(--green);list-style:none}.toc li a{border-bottom:1px solid var(--line);color:var(--ink-2);padding:10px 0;line-height:1.4;text-decoration:none;display:block}.toc li a:hover{color:var(--green)}.byline{color:var(--muted);flex-wrap:wrap;gap:6px 20px;margin-top:20px;font-size:14px;display:flex}.form,.form-row{gap:22px;display:grid}@media (min-width:720px){.form-row.two{grid-template-columns:1fr 1fr}.form-row.three{grid-template-columns:1fr 1fr 1fr}}.field{align-content:start;gap:8px;display:grid}.field label,.field legend{color:var(--ink);padding:0;font-size:14.5px;font-weight:650}.field legend{margin-bottom:8px}.field .hint{color:var(--muted);font-size:13.5px;font-weight:400}.field input[type=text],.field input[type=email],.field input[type=tel],.field input[type=url],.field input[type=number],.field input:not([type]),.field select,.field textarea{background:var(--white);border:1px solid var(--line-2);border-radius:var(--radius);appearance:none;width:100%;min-height:52px;padding:13px 14px;font-size:16px;line-height:1.4;transition:border-color .15s,box-shadow .15s}.field textarea{resize:vertical;min-height:130px}.field select{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%230d2b21' stroke-width='2'/%3E%3C/svg%3E");background-position:right 16px center;background-repeat:no-repeat;background-size:12px 8px;padding-right:42px}.field input:hover,.field select:hover,.field textarea:hover{border-color:var(--muted)}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--green);outline:none;box-shadow:0 0 0 3px #58765647}.field [aria-invalid=true]{border-color:var(--error)}.field-error{color:var(--error);font-size:13.5px;font-weight:600}fieldset.field{border:0;min-width:0;margin:0;padding:0}.choices{gap:8px;display:grid}@media (min-width:600px){.choices.two{grid-template-columns:1fr 1fr}.choices.three{grid-template-columns:1fr 1fr 1fr}}.choice{display:block;position:relative}.choice input{opacity:0;width:1px;height:1px;position:absolute}.choice span{border:1px solid var(--line-2);background:var(--white);border-radius:var(--radius);cursor:pointer;align-items:center;min-height:52px;padding:11px 14px 11px 44px;font-size:15.5px;line-height:1.4;transition:border-color .15s,background-color .15s;display:flex;position:relative}.choice span:hover{border-color:var(--muted)}.choice span:before{content:"";border:1.5px solid var(--ink-2);background:#fff;border-radius:50%;width:18px;height:18px;margin-top:-9px;position:absolute;top:50%;left:14px}.choice input[type=checkbox]+span:before{border-radius:3px}.choice input:checked+span{border-color:var(--green);background:var(--green-3);box-shadow:inset 0 0 0 1px var(--green)}.choice input:checked+span:before{border:5px solid var(--green)}.choice input[type=checkbox]:checked+span:before{border:1.5px solid var(--green);background:var(--green);box-shadow:inset 0 0 0 3px var(--green-3)}.choice input:focus-visible+span{outline:2px solid var(--focus);outline-offset:2px}.form-note{color:var(--muted);font-size:13.5px}.form-status{border-left:3px solid var(--error);border-radius:0 var(--radius) var(--radius) 0;background:#f7ebe6;padding:14px 16px;font-size:15px}.honeypot{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.intake{gap:14px;display:grid}@media (min-width:1020px){.intake{grid-template-columns:260px minmax(0,1fr);align-items:start;gap:72px}}.stepper{border-top:2px solid var(--green);counter-reset:s;list-style:none}.stepper li{border-bottom:1px solid var(--line);min-height:52px;color:var(--muted);counter-increment:s;align-items:center;gap:14px;padding:10px 0;font-size:15px;display:flex}.stepper li:before{content:counter(s);border-radius:var(--radius-sm);border:1.5px solid var(--line-2);height:28px;color:var(--muted);font-variant-numeric:lining-nums;flex:0 0 28px;place-items:center;font-size:13.5px;font-weight:800;display:grid}.stepper li[aria-current=step]{color:var(--green);font-weight:700}.stepper li[aria-current=step]:before{background:var(--green);border-color:var(--green);color:#fff}.stepper li.done{color:var(--ink-2)}.stepper li.done:before{background:var(--green-3);border-color:var(--sage);color:var(--green)}.intake-progress p{margin-top:16px}@media (max-width:1019px){.intake-progress{align-items:center;gap:16px;display:flex}.intake-progress p{color:var(--green);flex:none;order:-1;margin:0;font-size:14px;font-weight:700}.stepper{border:0;flex:1;gap:5px;display:flex}.stepper li{background:var(--line);border:0;border-radius:3px;flex:1;height:6px;min-height:0;padding:0;font-size:0;display:block;overflow:hidden}.stepper li:before{display:none}.stepper li.done{background:var(--sage)}.stepper li[aria-current=step]{background:var(--green)}}.intake-panel{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--green);border-radius:var(--radius-lg);box-shadow:var(--shadow-card);padding:24px 20px;scroll-margin-top:88px}.intake-panel h2{font-family:var(--serif);letter-spacing:-.02em;color:var(--green);font-size:clamp(24px,3vw,32px);font-weight:750;line-height:1.15}.intake-panel h2:focus{outline:none}.intake-actions{border-top:1px solid var(--line);gap:10px;margin-top:28px;padding-top:20px;display:flex}.intake-actions>span:empty{display:none}.intake-actions .btn{min-height:54px}.intake-actions .btn-primary{flex:auto}.intake-actions .btn-secondary{flex:none;min-width:104px}@media (max-width:599px){.intake-panel{margin:0 calc(-1 * var(--gutter));padding:24px var(--gutter) 22px;border-left:0;border-right:0;border-radius:0}}@media (min-width:600px){.intake-panel{padding:clamp(28px,4vw,44px)}.intake-actions{justify-content:space-between;margin-top:32px;padding-top:24px}.intake-actions .btn-primary{flex:none;min-width:200px;margin-left:auto}.intake-actions .btn-secondary{min-width:140px}}.done-panel{border-top:3px solid var(--green)}.done-steps{counter-reset:d;border-top:1px solid var(--line);margin-top:24px;list-style:none}.done-steps li{border-bottom:1px solid var(--line);counter-increment:d;grid-template-columns:40px 1fr;gap:0 4px;padding:16px 0;line-height:1.55;display:grid}.done-steps li:before{content:counter(d);border-radius:var(--radius-sm);background:var(--green-3);width:28px;height:28px;color:var(--green);place-items:center;margin-top:-1px;font-size:13.5px;font-weight:800;display:grid}.portal-frame{border:1px solid var(--line-2);border-radius:var(--radius-lg);box-shadow:var(--shadow-lift);background:#fffdf8;font-size:14px;overflow:hidden}.portal-top{background:var(--green);color:var(--cream);justify-content:space-between;align-items:center;padding:14px 20px;display:flex}.portal-top img{width:120px;height:auto}.portal-body{grid-template-columns:1fr;display:grid}@media (min-width:860px){.portal-body{grid-template-columns:190px 1fr}}.portal-nav{border-right:1px solid var(--line);padding:14px 0;list-style:none;display:none}@media 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var(--line-2);border-radius:var(--radius-sm);min-width:40px;min-height:40px;color:var(--green);background:var(--white);place-items:center;padding:6px 8px;font-weight:700;text-decoration:none;display:grid}.glossary-letters a:hover{background:var(--green-3)}.glossary{border-top:2px solid var(--green);margin:0}.glossary>div{border-bottom:1px solid var(--line);padding:22px 0;scroll-margin-top:130px}.glossary dd{margin:8px 0 0}.glossary dd p{margin:0 0 8px}.site-footer{background:var(--green);color:#d9d6cc;padding:clamp(56px,8vw,96px) 0 40px;font-size:15px}.footer-grid{grid-template-columns:1fr 1fr;gap:36px 24px;display:grid}.footer-brand{grid-column:1/-1}.footer-brand img{width:220px;height:auto}.footer-brand p{color:#d9d6cc;max-width:24em;margin-top:20px}.footer-brand p.small a{padding:4px 0;font-size:15.5px;font-weight:600;display:inline-block}.site-footer h2{color:var(--sage-light);margin-bottom:8px;font-size:14px;font-weight:700}.site-footer h2.mt-l{margin-top:28px}.site-footer ul{list-style:none}.site-footer li a{padding:10px 0;line-height:1.35;display:inline-block}.site-footer a{color:var(--cream);text-decoration:none}.site-footer a:hover{text-decoration:underline;-webkit-text-decoration-color:var(--sage-light);text-decoration-color:var(--sage-light);text-underline-offset:4px}.footer-legal{color:#b9bcb2;border-top:1px solid #f3efe62e;gap:16px;margin-top:48px;padding-top:24px;font-size:13.5px;display:grid}.footer-legal p{max-width:60em;margin:0}@media (max-width:899px){.footer-grid>div:last-child{grid-column:1/-1;grid-template-rows:auto auto;grid-template-columns:1fr 1fr;grid-auto-flow:column;column-gap:24px;display:grid}.site-footer .footer-grid>div:last-child h2.mt-l{margin-top:0}}.footer-legal a{padding:6px 0;display:inline-block}@media (max-width:899px){.site-footer{padding-bottom:calc(40px + var(--bar-h))}}@media (min-width:900px){.footer-grid{grid-template-columns:1.3fr 1fr 1fr 1fr;gap:48px}.footer-brand{grid-column:auto}.footer-brand img{width:240px}.site-footer h2{margin-bottom:12px}.site-footer h2.mt-l{margin-top:40px}.site-footer li a{padding:4px 0}.footer-legal{grid-template-columns:1fr auto;gap:48px;margin-top:64px}.footer-legal a{padding:0}}.trust-line{border-top:2px solid var(--green);color:var(--ink-2);margin:clamp(48px,7vw,80px) 0 0;padding-top:22px;font-size:16px}.placeholder-note{border:1px dashed var(--line-2);border-radius:var(--radius);color:var(--muted);background:0 0;padding:16px 18px;font-size:14.5px}#factors-h{scroll-margin-top:110px}.mt-0{margin-top:0}.mt-s{margin-top:12px}.mt-m{margin-top:24px}.mt-l{margin-top:40px}.mt-xl{margin-top:64px}.mb-0{margin-bottom:0}.center{text-align:center}